# Help and advice please with pension and benefit.

**URL:** <https://carersukstaging.discourse.group/t/help-and-advice-please-with-pension-and-benefit/69292>\
**Category:** Forum Focus\
**Created:** [19 November 2021 12:02 UTC](https://carersukstaging.discourse.group/t/help-and-advice-please-with-pension-and-benefit/69292 "2021-11-19T12:02:30Z")\
**Posts on this page:** 4\
**Page:** 1

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**Author:** ![Keith\_2111](https://avatars.discourse-cdn.com/v4/letter/k/3bc359/32.png) [@Keith\_2111](https://carersukstaging.discourse.group/u/Keith_2111)\
**Post date:** [19 November 2021 12:02 UTC](https://carersukstaging.discourse.group/t/help-and-advice-please-with-pension-and-benefit/69292/1 "2021-11-19T12:02:30Z")

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Hi all,  
I’m new here and looking for advice from anyone who can help with my situation. I will reach State Pension age in MARCH '22 and my pension forecast is about £30 less than the maximum amount due to having insufficient full contributions. I am currently receiving Carer’s allowance for caring for my wife who is disabled and receiving PIP. I also get Income Support. My wife is younger than me, so is not at State Pension age, so I am not eligible for Pension Credit. Also, because of my wife being younger, she is not eligible for Attendance allowance.  
So, it seems that Income Support will stop, Carer’s Allowance will stop and I will just be able to get my reduced State pension, meaning that we will be about £50 per week worse off. Surely we can’t be expected to continue with so much less income? Any help or advice will be much appreciated.

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**Author:** ![jane.butler](https://avatars.discourse-cdn.com/v4/letter/j/91b2a8/32.png) [@jane.butler](https://carersukstaging.discourse.group/u/jane.butler)\
**Post date:** [22 November 2021 10:07 UTC](https://carersukstaging.discourse.group/t/help-and-advice-please-with-pension-and-benefit/69292/2 "2021-11-22T10:07:41Z")

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Hi Keith,

Sorry to hear about your concerns with this. Would you mind copying and pasting your post into an email and sending it to [advice@carersuk.org](mailto:advice@carersuk.org) so that we can ensure one of our advisers can look into this for you and offer some guidance as soon as possible?

Best wishes,  
Jane

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**Author:** ![Melly1](https://dub1.discourse-cdn.com/flex017/user_avatar/carersukstaging.discourse.group/melly1/32/34_2.png) [@Melly1](https://carersukstaging.discourse.group/u/Melly1)\
**Post date:** [22 November 2021 10:36 UTC](https://carersukstaging.discourse.group/t/help-and-advice-please-with-pension-and-benefit/69292/3 "2021-11-22T10:36:10Z")

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Hi Keith,

Definitely worth contacting the helpline.

However, just to forewarn you, your wife won’t be able to claim attendance allowance when she is older as she already claims PIP.

> You won’t be able to get Attendance Allowance if you already get Personal Independent Payment (PIP) or if you get Disability Living Allowance (DLA) to pay for your care (the ‘care component’ of DLA). …

> **[Check if you're entitled to Attendance Allowance](https://www.citizensadvice.org.uk/benefits/sick-or-disabled-people-and-carers/attendance-allowance/before-you-claim-attendance-allowance/check-if-entitled-to-attendance-allowance/)**
>
> You can claim Attendance Allowance to help you if you have an illness or disability. It can help you stay independent for longer. The money can be spent on anything.

Melly1

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**Author:** ![bowlingbun](https://avatars.discourse-cdn.com/v4/letter/b/ac91a4/32.png) [@bowlingbun](https://carersukstaging.discourse.group/u/bowlingbun)\
**Post date:** [22 November 2021 18:44 UTC](https://carersukstaging.discourse.group/t/help-and-advice-please-with-pension-and-benefit/69292/4 "2021-11-22T18:44:42Z")

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Ask Google about “Carers Credits”.